Family Wealth Management Report

Let's break down your spending habits before we get into the nitty-gritty of why your wallet is on a diet.

Ah, the roller coaster of monthly spending. June 2023 was particularly extravagant, perhaps a mid-year crisis?

The word cloud reveals where your money screams for help. Essentials seem to dominate, but there's a suspicious presence of 'Food Delivery' and 'Japanese Goods'. Trying to live your best life, I see.

Based on your current spending trends, we project your annual costs to be approximately [REDACTED]. This assumes no major lifestyle changes, no sudden fascination with rare collectibles, and a modest inflation rate.

Let's trim the fat, shall we? Here's a more concise budget:

To sustain the suggested budget, you'll need an annual income of approximately [REDACTED] pre-tax. Assuming a tax rate of 25%, this leaves you with [REDACTED] post-tax. Time to cozy up to that paycheck, or perhaps consider adopting a more frugal pet.

Assuming you have [REDACTED] invested in medium-risk securities with an average return of 5%, that's [REDACTED] annually. Combining this with a modest employment income of [REDACTED], you'll comfortably meet the proposed budget of [REDACTED] pre-tax, leaving more room for those guilty pleasures.